HOMEOWNER QUALIFICATIONS


Habitat for Humanity is a nonprofit organization that helps lower-income families realize the dream of home ownership.  Construction of each Habitat house is a cooperative effort between volunteers, house sponsors and the buyer(s) of the house.  We are not currently accepting applications at this time, but check back in January 2010 to see if we are accepting applications during our normal February round.

Here you can find a sample application: Homebuyer Application Sample

QUALIFICATIONS FOR HOMEOWNERSHIP

NEED
Applications are considered if present housing is overcrowded, in poor repair, or under a subsidized rental program.  Applicant must also be a first-time homebuyer.

INCOME
As of Jan 2009, total dependable & documented income from all sources must be in the range of:

Family Size

1

2

3

4

5

6

7

8
Minimum Income

$22,200

 $26,000 $27,500 $30,600 $33,000 $35,500 $37,900 $40,300
Maximum Income

$28,500

$32,600

$36,700

$40,700

$44,150

$47,300

$50,500

$53,800


CREDIT HISTORY
All collections and judgments must be satisfied (paid off/zero balances).  Loan and credit payments must be paid on time. Applicants who have filed for bankruptcy must be at least one year past discharge and have good credit reestablished.

SWEAT EQUITY
Applicants must be willing to be a partner with Habitat by working at least 400 hours of "sweat equity" with the staff and volunteers on their own home or other Habitat projects.

RESIDENCY
Applicants must currently live or work in Hampton, James City County, Newport News, Poquoson, Williamsburg, or York County for at least one year.

 


757-596-5553 «» P.O. Box 1443, «» Newport News, VA 23601 «» Email at info@HelpHabitatforHumanity.org
Please direct questions concerning this site to the Site Administrator.
05/21/2009
 
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