Habitat for Humanity Peninsula | Hampton, James City County, Newport News, Poquson, Williamsburg & York County

Habitat for Humanity is a nonprofit organization that helps lower-income families realize the dream of home ownership. Construction of each Habitat house is a cooperative effort between volunteers, house sponsors and the buyer(s) of the house.

Applications are typically available in February and August of each year. Check back in January 2011 for the February dates.

A sample homebuyer application is available below for download:
Habitat Sample Homebuyer Application

Please read carefully below the qualifications for homeownership to determine if you meet the guidelines. Pay close attention to the income guidelines and credit requirements.

QUALIFICATIONS FOR HOMEOWNERSHIP

NEED
Applications are considered if present housing is overcrowded, in poor repair, or under a subsidized rental program. Applicant must also be a first-time homebuyer.

INCOME
As of Jan 2010, documented income from all sources must be in the range of:

Family Size	1	2	3	4	5	6	7	8
Minimum Income	$22,200	$26,000	$27,600	$30,700	$33,200	$35,700	$38,100	$40,500
Maximum Income	$28,700	$32,800	$36,800	$40,900	$44,200	$47,500	$50,800	$54,100

CREDIT HISTORY
All collections and judgments must be satisfied (paid off/zero balances). Loan and credit payments must be paid on time. Applicants who have filed for bankruptcy must be at least one year past discharge and have good credit reestablished.

SWEAT EQUITY
Applicants must be willing to be a partner with Habitat by working at least 400 hours of "sweat equity" with the staff and volunteers on their own home or other Habitat projects.

RESIDENCY
Applicants must currently live or work in Hampton, James City County, Newport News, Poquoson, Williamsburg, or York County for at least one year.