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HOMEBUYER PROGRAM & QUALIFICATIONS


Habitat for Humanity is a nonprofit organization that helps families realize the dream of homeownership. Construction of each Habitat house is a cooperative effort between volunteers, house sponsors and the buyer(s) of the house. Participating families provide at least 400 hours (called sweat equity) toward building their own and other families' homes. With a no-interest, 20 to 30-year mortgage, house payments will be approximately $500 per month, plus utilities.
 
WE ACCEPT APPLICATIONS IN NEWPORT NEWS ON A ROLLING BASIS. If you are interested in a new home in Newport News (like the one on the right), please email Family Services Director Melodee W. Johnson at melodee@habitatpgw.org for an application or visit us at 11011 Warwick Blvd. to pick up an application.
 
Applications for housing in the rest of our service area are typically accepted twice a year, in February and August. Check back periodically for updates and also follow us on Facebook and Twitter for updates!
 
A sample homebuyer application can be found below:
 
Please read carefully below the qualifications for homeownership to determine if you meet the guidelines.

QUALIFICATIONS FOR HOMEOWNERSHIP

NEED
Applications are considered if present housing is overcrowded, in poor repair, or under a subsidized rental program. Applicant must also be a first-time homebuyer.

INCOME
As of January 2012, documented income from all sources must be in the range of:
 

Family Size 1 2 3 4 5 6 7 8
Minimum Income $22,600 $25,560 $28,755 $31,905 $34,470 $37,035 $39,600 $42,120
Maximum Income $29,820 $34,080 $38,340 $42,540 $45,960 $49,380 $52,800 $56,160

CREDIT HISTORY
All collections and judgments must be satisfied (paid off/zero balances).  Loan and credit payments must be paid on time. Applicants who have filed for bankruptcy must be at least one year past discharge and have good credit reestablished.

SWEAT EQUITY
Applicants must be willing to be a partner with Habitat by working at least 400 hours of "sweat equity" with the staff and volunteers on their own home or other Habitat projects.

RESIDENCY
Applicants must currently live or work in Hampton, James City County, Newport News, Poquoson, Williamsburg, or York County for at least one year.

TTY/TTD/TTT users are encouraged to contact us! Try http://www.ip-relay.com/ or http://relayservices.att.com.


757-596-5553 | P.O. Box 1443 | Newport News, VA 23601 | Email: info@habitatpgw.org.
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